Farm / Ranch Insurance

Farm and Ranch Insurance

Bernard Insurance’s Farm and Ranch Program provides the most comprehensive coverage available in the marketplace, insuring the dwelling (home) and contents, as well as outbuildings, liability, livestock and farm equipment.  Other specialty lines offered include Commercial Excess Farm Liability up to $5 million with approval.

 Shreveport Farm and Ranch Insurance

Types of farms insured include:

  • Bed & Breakfast (B & B Liability elsewhere)
  • Bison Farms
  • Buffalo Farms
  • Cattle Farms
  • Dairy Farms
  • Elk Farms
  • Equine Farms (All lines written)
  • Fruit, Nut and Vegetable Farms
  • Grain Farms
  • Hay Farms
  • Hobby Farms / Gentleman Farms
  • Hog Farms
  • Irrigated Farms
  • Livestock Farms / Ranches
  • Plantation Farms
  • Potato Farms
  • Poultry Farms
  • Tree Farms (limited)
  • U-Pick Operations (Apple Orchards)

 Shreveport LA Farm and Ranch Insurance

 

 

 

 

Automatically included in each policy at NO EXTRA CHARGE and with NO DEDUCTIBLES are:

  • $2,500 limit on fire department service charge
  • Cab glass on mobile machinery
  • Up to $500 on contents of freezer located in named insured resident premises
  • Up to $2,000 on farm records
  • Up to $150 for outdoor radio and TV equipment at main dwelling
  • Up to $1,000 credit card, bank fund transfer card, forgery and counterfeit money coverage
  • Up to $250 debris removal to remove trees from dwelling

 

 

 

 

 

Special features include:

  • Up to $25,000 of farm equipment loaned.  Additional coverage available. $500 deductible applies.
  • Up to 10% of the dwelling value for appurtenant private structures
  • Up to $60,000 for new construction of farm buildings
  • Up to $50,000 for newly acquired or replacement farm equipment
  • Earthquake and Flood coverage for machinery and livestock
  • Carpet, Furnaces and air conditioners replacement cost coverage available.  Buy back for $50 flat charge.
  • Up to $1,000 for private power and light poles. Can be increased with additional premium. Policy deductible applies.
  • Up to 10% of the dwelling insurance amount for trees, shrubs and lawns (excluding wind and hail) at resident premises only.
  • Employer liability offered on all policy forms

Shreveport Earthquake Flood Farm Ranch Programs

 

 

 

 

In addition to the Farm and Ranch Program, Bernard Insurance Agency offers these key insurance products and programs:

  • Farm Pollution Program
  • Poultry and Swine Program
  • Livestock Mortality Program
  • Commercial / Agribusiness Program
  • Workers’ Compensation Programs
  • Personal Lines Property Programs (Dwelling)
  • Customized Insurance Programs

Shreveport Farm Programs - Farm Pollution, Poultry Swine, Livestock

If you would like for one of our knowledgeable representatives to contact you regarding your Farm and Ranch Insurance needs, please email us at [email protected] or call us 1-800-256-9124.