We collect nonpublic personal information about you from the following sources;


• Information we receive from you on applications or other forms;
• Information about your transactions with us, or others; and
• Information we receive from a third party, such as a consumer-reporting agency or IIlsurance company.
“Nonpublic personal information” is nonpublic information about you that we may obtain in connection with providing insurance products or services to you.


We do not disclose any nonpublic personal in formation about you to anyone, except as permitted by the law.


If you decided to cancel your account (s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.


We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.


If you have any questions regarding this policy, please contact a Bernard Insurance Agency representative at (318) 797-5651.