Emergency Services Insurance Program
( Volunteer Fire Departments)

Special programs and insurance options that address the real needs of your Emergency Service Organization.

• Property
• Automobile
• E&O / D&O
• Umbrella Coverage
• Crime
• Portable Equipment
• Accident & Sickness
• Life
• Pollution

 

ENHANCED PROPERTY COVERAGE

• Guaranteed Replacement Cost for building and contents
• Building Ordinance and Law coverage with no sublimits
• Flood and Earthquake coverages

AGREED VALUE FOR APPARATUS

• Greater flexibility with total-loss options to repair, replace, or reimburse
• No depreciation due to age

GENERAL/AUTO LIABILITY

• Medical Malpractice
• Fireground Liability
• Pollution Liability Package, including additional $1,000,000 mandatory cleanup coverage
• Unique primary auto liability coverage for personal vehicles driven on duty to incidents
• Umbrella protection that includes underlying coverages

PORTABLE EQUIPMENT

• Guaranteed Replacement Cost for all unscheduled portable equipment
• Re-certification of damaged portable equipment
• Patient and member personal property coverage

 

*Some coverages may not be available in all states.  Actual coverage will be provided in the plan we design for you.

Request for Proposal Accident & Sickness Insurance Emergency Service Organization

Emergency Service Organization Property/Casualty Insurance Survey

YOUR PROPERTY.
YOUR EQUIPMENT.
YOUR PEOPLE.
YOUR ALL-IMPORTANT CHOICE.

ESIP, trusted coast-to-coast insurance provider since 1989, has the experience to equip you with cost-effective options plus greater flexibility, customizing your insurance package to fit your organization.  You get unparalleled professional programs to fit YOUR needs, such as Loss Control Surveys performed by our Risk Management experts, creation of complete videotape inventories for reference in the event of a catastrophic loss, the researching of driving records, and emergency driver training programs.  Help reduce tragic incidents through INTERACT, our unique intersection accident program.  Our video library, safety check forms, has-mat pocket guides, PASS reminders and so much more are available to protect your most important asset.  Your people!

ON SITE SAFETY AUDITS

Within 90 days of policy issuance, a trained ESIP representative will visit your facility to prepare a comprehensive report with recommendations and suggestions to fit your individual needs.

VIDEO INVENTORY

An ESIP Loss Control Specialist will prepare a complete video record of your equipment, trucks, and facility that will be stored in a waterproof/fireproof vault at our home office.  Copies are available upon request.

EMERGENCY VEHICLE OPERATORS COURSE (EVOC)

This 2-day drive education program covers the skills and knowledge required to operate emergency vehicles.  The multimedia workshop not only includes slides and videotapes, but also “hands-on” driving.

INTERSECTION ACCIDENT PREVENTION COURSE

INTERACT is our self education program designed to help reduce the risk of emergency vehicle intersection accidents.  This comprehensive package includes a course-specific video, instructor guidebook, sample press release, and tests.

YOUR FIRE AND RESCUE ORGANIZATION IS UNIQUE.

At ESIP, we’re experts at creating tailor-made insurance packages to fit your organization perfectly.  Let our professionals design a total package of insurance and services for you, all through one source.

THE TRUSTED SOURCE. ESIP

Coverages and eligibility may vary by state.  For a complete list of benefits, limitations and exclusions, please contact us.